Movement of Vehicles as Part of Your Insurance Safety Plan

Automobile insurance is one of the most common policies in force and is the source of the most common accidents within an organization. The movement of vehicles plays a vital role in loss control management of claims from automobiles. Below are some suggested areas for your review.

1. Are all units equipped with seatbelts? Do employees use seatbelts?

2. Are only properly trained and licensed employees authorized to operate units?

3. Are loads checked to ensure that all loose items are properly secured?

4. Do operators make sure that vehicles are clear of personnel and/or obstacles before moving?

5. When units are backed or moved in confined areas, are trained ground guides used?

6. Are unauthorized passengers prohibited from riding in units?

7. Are employees prohibited from smoking, eating, or drinking while operating or riding in a unit?

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