Standardized Operator Accident Report Writing Rules

Standardized accidents reports helps both the operator and the reviewer in analyzing the causes of claims. Standardization keeps the operator on track in reporting all the relevant data and having a standardized form helps the reviewer in analysis and record keeping.

1. Reports should be written in chronological order.

2. They should contain all the facts and not speculation.

3. Provide as much information as you remember, Record everything, no matter how insignificant it seems.

4. Break the report into phases:

a. History of Events
(1) Pre-accident Phase
(2) Accident Phase
(3) Post Accident Phase

b. Background Information
(1) Personal Background Information
(2) Training.

5. Use standard terms for reporting within the company.

OV -Other Vehicle,
CLM – Claimant,
IV- Insured Vehicle, etc.

History of Events: Pre-accident Phase:

Provide background information leading up to the accident or mishap. Include individuals selected for the mission by job assignment, time arrived on duty, amount of sleep within the last 24 hours, and number of hours worked during the current and previous shift. Also describe the actions taken in preparation for the mission to include planning, briefings, guidance, inspection of vehicle/equipment, etc.

Commercial Insurance Quotes