Insurance Claims from System Inadequacies – part 2

Insurance claims from system inadequacies go beyond just training issues. There is attitude and aptitude characteristics inherently within an employee’s DNA that needs to be explored and evaluated as to past, current and potential claims, accidents and losses.

8. Inadequate Motivation/Attitude/Mood: Inadequate motivation/attitude/mood is a temporary state of mind that becomes a system inadequacy when a person makes an accident-causing error because his motivation/attitude/mood had a negative influence on performance of the task.

9. Stress/Fatigue: Stress and fatigue is a temporary physical and/or mental state that becomes a system inadequacy when a person makes an accident-causing error because of reduced physical or mental capabilities resulting from previous activity and/or lack of rest.

10. Effects of Alcohol, Drugs, or Illness: The temporary effects of alcohol, drugs, or illness become system inadequacies when a person makes an accident-causing error because of reduced physical or mental capabilities resulting from one or more of these effects.

11. Habit Interference: Habit interference becomes a system inadequacy when a person makes an accident-causing error because task performance was interfered with by:

a. The way he usually performs similar tasks.
b. The way he usually performs the same task under different conditions, or with different equipment.

12. Environmental Conditions: Environmental conditions become system inadequacies when they affect personnel or material and cause an accident.

13. Inadequate Facilities or Service: Inadequate facilities or services become system inadequacy when the space and support provided for personnel and material to accomplish their functions cause errors or failures/malfunctions that lead to accidents.

14. Improved Design Equipment or Material: Improperly designed equipment and material become system inadequacies when the design leads to accident-causing personnel errors or material failures/malfunctions.

15. Inadequate Manufacture, Assembly, Packaging, or Quality Control: The inadequate manufacture, assembly, packaging, or quality control of material becomes a system inadequacy when it leads to accident-causing personnel errors or material failures or malfunctions. (Note: Includes original manufacture and rebuild.)

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