Insurance Claims from System Inadequacies

Insurance claims from system inadequacies include many factors. These system factors, which caused or contributed to the accident must be thoroughly reviewed and analyzed in order to prevent reoccurrences.

1. Inadequate School Training: School training becomes a system inadequacy when people make accident-causing errors because the school training provided was inadequate in content or amount.

2. Inadequate Company Training: Company training becomes a system inadequacy when people make accident-causing errors because the company training provided was inadequate in content or amount.

3. Inadequate Experience: Supervised on-the-job experience is the follow-on to school and company training programs. Experience becomes a system inadequacy when people make accident-causing errors because the experience provided was inadequate in content or amount.

4. Inadequate Composure: Each person is a part of the system. Therefore, their state of mind is a system element. Inadequate composure is a temporary state of mind that becomes a system inadequacy when a person makes an accident-causing error because of fear, excitement, or some related emotional factor, which made clear, rational thought impossible.

5. Inadequate Attention: Inadequate attention is a temporary state of mind that becomes a system inadequacy when a person makes an accident-causing error because his attention was not properly focused on the task at hand.

6. Overconfidence: Overconfidence is a temporary state of mind that becomes a system inadequacy when an accident is caused by a person’s unwarranted reliance on:

a. His own ability to perform a task.
b. The ability of someone else to perform a task.
c. The performance capabilities of equipment or other material.

7. Lack of Confidence: Lack of confidence is a temporary state of mind that becomes a system inadequacy when an accident is caused by a person’s unwarranted lack of reliance on:

a. His own ability to perform a task.
b. The ability of someone else to perform a task.
c. The performance capabilities of equipment or other material.

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