Commercial Insurance Accidents due to Task Errors Continued

Auto accidents and general liability accidents arise from mistakes that are made by employees. Reviewing the cases and reasons for the accidents can help in preventing further losses or claims.

9. Inadequate Improvising Trouble Shooting/Problem Solving: Failure to devise a workable course of action when improvising, troubleshooting or problem solving. Key Words: adapt, devise, fabricate, or invent.

10. Failure to Follow Procedures/Orders/Laws: Failure to use the proper written or verbal instruction as specific guidance in performing a task. Key Words: conduct, carry out, execute.

11. Failed to Comply with General Rules/Principles: Failure to use the proper rule, principle, or commonly accepted practices as general guidance in performing a task. Key Words: comply with or obey.

12. Improper Simple Physical Action: Improper performance of separate simple movements made with a certain purpose in mind, e.g., completing job, repetitively, or in sequence and require the person to estimate when to start, and how much force to use, how long and how many times to apply the force, and when to stop. Key Words: lift, hold, drop, hit, push, pull, sit, stand, reach for, open, close, connect, disconnect, activate, press, turn, grasp, grip, set, or start.

13. Improper Complex Physical Action: Improper performance of action(s) involving coordinated movements to which continuous adjustments are made based on information related to the task at hand. A task involving such movements may require the person to estimate when to start, how much force to apply, how long to continue, and when to stop. Key Words: walk, run, crawl, carry, jump, align, adjust steer, brake, and aim, accelerate, throw, or track.

14. Inadequate Communication: Failure to convey facts, instructions, or directives required to perform a task by speaking, writing, signaling, or otherwise giving information to be acted on. Key Words: ask, answer, signal, inform, advise, direct, indicate, instruct, request, speak, transmit, or write.

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